Privacy Policy

Welcome to MoneySanskriti. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website moneysanskriti.com, including any other media form, media channel, mobile website, or mobile application related or connected to MoneySanskriti (collectively, the "Site").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

1. Information We Collect

Personal Data

We may collect personal identification information from you in a variety of ways, including, but not limited to, when you visit our site, register on the site, subscribe to the newsletter, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. You may be asked for, as appropriate:

• Name
• Email address
• Phone number
• College/University information
• Academic level and area of study

Usage Data

We may also collect information on how the Site is accessed and used. This usage data may include:

• Your computer's Internet Protocol (IP) address
• Browser type and version
• The pages of our Site that you visit
• The time and date of your visit
• The time spent on those pages
• Other diagnostic data

Tracking Technologies and Cookies

We use cookies and similar tracking technologies to track the activity on our Site and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

We use the following types of cookies:

• Essential Cookies: Required for the operation of our Site.
• Functionality Cookies: Allow us to remember choices you make and provide enhanced features.
• Analytical/Performance Cookies: Allow us to recognize and count the number of visitors and see how visitors move around our Site.
• Targeting Cookies: Record your visit to our Site, the pages you have visited, and the links you have followed.

2. How We Use Your Information

We use the information we collect in various ways, including to:

• Provide, operate, and maintain our Site
• Improve, personalize, and expand our Site
• Understand and analyze how you use our Site
• Develop new products, services, features, and functionality
• Communicate with you, including for customer service, to provide you with updates and other information relating to the Site, and for marketing and promotional purposes
• Process your financial transactions
• Find and prevent fraud
• Send you information or content that we believe may be of interest to you, such as financial education resources, newsletters, and promotional materials

3. Disclosure of Your Information

We may share your personal information in the following situations:

• With Service Providers: We may share your information with service providers to monitor and analyze the use of our Site, to process payments, to contact you, and for other business operations.
• For Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.
• With Business Partners: We may share your information with our business partners to offer you certain products, services, or promotions.
• With Your Consent: We may disclose your personal information for any other purpose with your consent.
• With Other Users: When you share personal information or otherwise interact in the public areas of the Site, such information may be viewed by all users and may be publicly distributed.
• For Legal Purposes: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process.

4. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties.

5. Data Retention

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it.

6. Your Rights and Choices

You have certain rights regarding your personal information. These include:

• Right to Access: You have the right to request copies of your personal information.
• Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• Right to Erasure: You have the right to request that we erase your personal information, under certain conditions.
• Right to Restrict Processing: You have the right to request that we restrict the processing of your personal information, under certain conditions.
• Right to Object to Processing: You have the right to object to our processing of your personal information, under certain conditions.
• Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at:

Email: privacy@moneysanskriti.com
Address: 81, Chinchwad, Agra - 558178, India
Phone: +8562488496586

7. Third-Party Websites

Our Site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

8. Children's Privacy

Our Site is not intended for individuals under the age of 16. We do not knowingly collect personal identifiable information from children under 16. If we discover that a child under 16 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary actions.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: privacy@moneysanskriti.com
Address: 81, Chinchwad, Agra - 558178, India
Phone: +8562488496586